(UPDATED 1.20.21) Messages to our customers regarding COVID-19 Coronavirus

January 20, 2021


UPDATED: Small Business Administration (SBA) Paycheck Protection Program


UPDATE: Cooperstown Community Offices Accessibility


Effective Monday, January 11, 2021, our Oneonta lobby will reopen for business from 8:30am - 5:00pm. Our Cooperstown lobby will remain available by APPOINTMENT ONLY. We encourage customers to utilize our Oneonta drive-thru location, online and mobile banking services. Our team appreciates your cooperation as we continue taking extra precautions in the interest of keeping our employees and customers safe.

We encourage our customers to utilize the following products & services we offer:


  • Night Drop Vault -  Safely leave your deposit in our vault using an envelope
  • Full Service ATM -  Make cash and check deposits at our ATM
  • Online & Mobile Banking  - Free online banking 
  • Mobile Deposit – Deposit a check using your smartphone camera
  • Apply for a Mortgage – Online application available apply now
  • Contact Us – Our team can help with transfers, account maintenance, time deposit renewals and other account services.  Please call us at:  607-547-2210 or 607-432-7000
  • Drive Thru Banking – Full banking drive thru services available at our Oneonta office at 34 Main Street    

We are here for you during this challenging time

We really appreciate your business and are ready to help with your financial matters during this time of uncertainty. We take this situation seriously and know it is stressful. We are working diligently to ensure our banking services continue to be readily available on an uninterrupted basis. We’re in this together.

Thank you for the opportunity to be your banking partner.

Locations & Contacts

Oneonta Office & Drive thru                       Cooperstown Office

34 Main Street                                                73 Chestnut Street

Oneonta, NY 13420                                       Cooperstown, NY 13326

607-432-7000                                                 607-547-2210

Stay updated on the latest health and safety guidelines:

Centers for Disease Control (CDC)

World Health Organization (WHO)

New York State Department of Health

October 22, 2020

Small Business Administration (SBA) Paycheck Protection Program Loan Forgiveness Portal