Certificates of Deposit (CDs)

Provide a solid foundation for business goals 6 months out, 5 years out, and everything in between. Whatever your plans, a CD from Bank of Cooperstown works hard toward realizing them by providing an interest-bearing safe place. 

CDs feature fixed rates, higher than regular savings accounts - plus, a wide range of terms to best suit your specific needs. We even accommodate our business customers with large deposits.

  • Fixed interest rates from day one to maturity
  • Higher rates than regular savings
  • More guarantee than other risky investments
  • A wide range of terms ranging from 3 months to 5 years
  • Subject to penalty for early withdrawals
  • Automatically renews upon maturity
  • $1,000 minimum deposit to open
  • FDIC insured
Please contact us for current rates 
Cooperstown Community Office: 607.547.2210 | Oneonta Community Office: 607.432.7000

Your future self is waiting.