Simply Smart e-Checking
Open a Simply Smart e-Checking account online today and earn an ALL NEW 1.25% APY!
- FREE mobile app - deposit checks, transfer funds, pay bills, send money and more, all on the go
- Apple Pay capability for iPhone users
- 24/7 Safe, SMART ATM transactions - deposit checks and cash with instant amount confirmation; transfer funds between accounts
- Six FREE non-Bank of Cooperstown ATM transactions each month
- Earn interest on your balance
- Monthly e-Statements
- No minimum balance
- FREE VISA® debit card with two layers of security, including EMV chip technology
Bank anywhere, anytime, from the convenience of your phone, tablet, or laptop with a Simply Smart e-Checking account from Bank of Cooperstown.
*New checking account subject to approval. The above Annual Percentage Yield (APY) is effective as of July 15, 2019, and is subject to change without notice. No minimum deposit required. New online accounts only. To obtain the special rate, customer must have direct deposit of paycheck from employer, pension or government benefits, a debit card, online banking and e-Statements. The special rate is for balances up to $50,000. Balances that exceed $50,000 will yield an APY of 0.15%. The terms of the account, including any fees or features, may change. See the Deposit Account Agreement and additional banking services and fees for the Terms and Conditions associated with these products. Some restrictions may apply.