Simply Smart e-Checking

Bank anytime, anywhere, from the convenience of your mobile phone, tablet or laptop with a Simply Smart e-Checking account from Bank of the Finger Lakes!
  • FREE mobile app - deposit checks, transfer funds, pay bills, send money and more, all on the go
  • Interest is earned on the entire balance and begins to accrue on the date of the deposit
  • No minimum balance is required and no monthly service fee
  • Apple Pay capability for iPhone users
  • 24/7 Safe, SMART ATM transactions - deposit checks and cash with instant amount confirmation; transfer funds between accounts
  • Monthly transaction statement required to be an e-Statement
  • VISA® debit card with two layers of security, including EMV chip technology

Compare Accounts

Simply Smart

A checking account designed for those who prefer to do their  banking on-the-go.
  • No minimum deposit to open
  • No monthly fees
  • FREE mobile app- deposit checks, transfer funds, bill pay, send money and more, all on the go
  • Earn interest on your balance
  • Apple Pay capability for iPhone users
Simply FREE Checking
Everything you could ask for in a checking account- FREE, simple checking with unlimited privileges and FREE electronic services
  • Non-interest bearing account
  • No minimum balance
  • No monthly fees
  • Unlimited check writing
  • FREE mobile and online banking, bill pay & e-Statements
  • Apple Pay capability for iPhone users 
Rewards Checking
Sweeten up your banking with a Rewards Checking account!
  • $5 monthly membership fee
  • FREE order of checks per year
  • FREE Wayne Bank ATM/Debit Card
  • FREE official bank checks and money orders
  • Exclusive quarterly promotions