Small Business Loans (SBAs)

Access to compatible financing shouldn't be based on the size of your business. That's why we work closely with the U.S. Small Business Administration to secure a well-deserved source of funds for local small businesses.
Qualified businesses enjoy competitive rates, generally lower down payments, and extended terms. Regardless of your size today, get the financing you need — a government-backed SBA Loan from Bank of the Finger Lakes can help.
  • Available for start-up businesses or for the purchase or refinance of an existing business
  • Competitively low rates for a wide range of business needs*
  • Government-backed financing
  • Alternative option for companies that might otherwise struggle to secure funds
  • Special financing for qualifying businesses
  • A wide range of lending options available
  • Generally lower down payments and extended terms
  • Additional considerations taken when deciding maturity**
  • Focused, customized attention from start to finish
*Subject to credit approval.
**Loan maturities are based on the ability to repay, the purpose of the loan proceeds, and the useful life of the assets financed.

Your future self is waiting.